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Insurance Roofing Contractors Must Have

Insurance Roofing

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You may not be familiar with the local residential roofing companies unless you are in the construction business. The average homeowner doesn’t need to have their roof replaced every so often.

You may have difficulty choosing a roofing contractor to work on your home. Although you are an expert in roofing, you may not be able to accept the lowest price. But how can you make the right choice among the many residential roofing companies in your local area?

General Liability Insurance for Roofing Contractors

General liability insurance covers you if roofers cause damage to your property or injure someone else.

Worker Compensation Insurance

Don’t trust companies that don’t protect their workers. You should check the safety rating of every roofing company. Your residential roofer should have workers’ compensation insurance to protect themselves and their customers.

Let’s say a roofer is seriously injured while working on your property. Roofers can sometimes be killed while performing dangerous jobs, even though it is painful to consider.

Workers’ compensation provides coverage for employees who are injured or become sick on the job, and then they cannot return to work.

Imagine what you would face if a worker is seriously injured on your property. The homeowner could be held responsible if the worker or their family is not adequately covered.

These “what-ifs” are not something homeowners think about when they hire a residential roofing contractor. It could be disastrous to not check on the company’s insurance coverage.

Select only fully insured residential roofing contractors to narrow down your search. Ask for proof of insurance.

This post was written by a roofing specialist at All Star Roofing. If you are looking for Tampa roofing contractors, then you’re in luck. We are a family-owned Pinellas county roofing business, striving to be the best in our industry.

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